"And He has given us a treasure called right now, And this is the only moment we can do anything about"~Steven Curtis Chapman

When I look back over my life so far, the best and worse decisions that I have made have always been preceded by that feeling of “there is something not quite right here.” You feel your stomach start to sink, your heart rate increases, and it’s as if you need to change something.

My wife is better at tuning into this feeling than I am. Dave Ramsey says it’s natural for women to be more in tune with this “feeling.” He goes on  to say that you better listen to your wife when she gets one of those “feelings.” I would have to say that Dave is right, when I go against one of her “feelings” I know that we are going to pay for it down the road.

I have tried more and more to be in tune with “that sinking feeling.” My problem is that it always causes second guessing on my part. These feelings can quickly go away as well. I mean they can be triggered by the smallest of things.

Maybe it’s a friend that sends you a new opportunity that you may be interested in. But you’re happy in your current role. . . aren’t you? 

Maybe it is something that your manager emails to you, or says in a meeting the doesn’t sit quite right with you.

Maybe someone says something about someone else being wronged—but that won’t ever happen to you or someone that you love.

For me, like most of you, when things are great in life, there is very little that will make us want to change what we are doing. I mean there is really no need to upset the apple cart and try to make things better. There really is no reason to pray to God and be ever so grateful, God will be there when things get rough. . .right? ? ?

All of this is perfectly understandable, a majority of us react this way. The problem is that this method is not very useful when things do get rough (and they will). When times get tough and you live like this, you grow soft and loose the willpower to achieve the the impossible.

I try to live differently because of the Hope that I have. I try to live differently because I am living for so much more. My wife sometimes calls me an optimist, I call myself a realistic optimist.

I have had a few “sinking feelings” in my life that I really needed to address. From the outside looking in, everything would have seemed to be going great. Paying attention to “that sinking feeling” eventually led to great things — because I headed  its warning, and prayed for wisdom. Marriage, career, kids, moving out of sate — call these came from “that sinking feeling.”

No matter how small or insignificant you think your thought is, it is always worth exploring and praying about. This will help you act on your situation. It’s amazing that God gives us this instrument that is so finely tuned, something that I will never understand. Don’t suppress the "sinking feeling” until the situation becomes a mountain of impossibility. God gave you the mechanism to alert you. Embrace them and you will make the most of your opportunities. 

Listen to what is stirring inside of you. Pray and act in the little moments. Make the small changes and adjustments to your life and to the lives of those around you as needed. Do them for the right reasons. 

Years ago my wife and I began the journey to become wise financially and to pay our debt off. We went through Financial Peace University to learn about our finances. We went because we both had “that sinking feeling” that if we don’t get a grip on this now, our finances will own us for the rest of our lives. We took that cue, prayed about it, and sought wisdom. It would have been easy to ignore our concerns and just brush it off saying, “everyone else is buying stuff, charging stuff, not budgeting,” but we met the situation head on. It ended with us happening to our money instead of our money happening to us. We now help others seeking financial freedom by leading Financial Peace University at our home.


You have to live that way. Listen to that “sinking feeling,” pray about it. . .and then don’t just sit there. Be proactive and seek after the wise council God has placed in your life. Deal with the small stuff while it is still small stuff, and then the BIG stuff will sort itself out. 



I have always looked at Walt Disney as an inspirational figure in my own life. Walt Disney was innovative and his dreams and ideas still shape culture and entertainment. For a while now I have compared Steve Jobs to Walt Disney. Funny that Pixar would not be here if it was not for Steve Jobs and Walter Elias Disney.

Steve Jobs has had a major impact on our lives and most everyone feels his impact daily. He impacted computers, movies, music, TVs, and your mobile phone.

The cornerstone to Steve Jobs' success was what is called “Steve Jobs 7 Rules for Success/Innovation.” Here is my take away from his principles and hopefully they can be used to unlock the dreamer in all of us.

1. Do What You Love. Passion in life is everything. If you are not passionate about what you do you are wasting your time. Steve Jobs said, “People with passion can change the world for the better.” Jobs also once said this, “I would get a job as a busboy or something until I figured out what I was really passionate about.” Passion is that important and I address that in this blog post   

2. Put A Dent In The Universe. Vision is crucial. Without vision a people die. There is one thing that you can never loose sight of, and that is a clear vision. Steve Jobs wanted a computer that could be used personally everyday, which spurred the creation of The Macintosh. I am currently writing this from a MacBook. Never loose vision.

3. Make Connections. "Creativity is connecting things.” -Steve Jobs
Steve Jobs believed that people with a broad set of life experiences can and will see things that no one else does. Jobs believed that you shouldn’t live in a bubble, that you can connect ideas from different fields. Did you know that Steve Jobs took a calligraphy course? What would seem to have no practical application would actually spur creativity on the Macintosh, the first computer with beautiful fonts!

4. Say NO to 1000 Things. This is two fold. Say no to over expanding yourself and do what you can do great. When Jobs came back to Apple in 97 the company had 350 products. In two years they would only have 10 products and the best talent could focus on making those things great. Jobs also said no to clutter and wanted simplicity. Simplicity is what makes Apple products so popular. On an iPad there is only one button on the front and there is no built in keyboard on a iPhone. Anything that would clutter the user experience was eliminated.

5. Create Insanely Different Environments. When he first came up with the concept for the Apple Stores, he said they would be different because instead of just moving boxes, the stores would enrich lives. Everything about the experience you have when you walk into an Apple store is intended to enrich your life and to create an emotional connection between you and the Apple brand. The Apple Stores make more money per square foot than most any other retailer including many luxury brands and they’re packed morning to night.  The average stores sees 17,000 visitors a week! 

6. Master The Message. You may have the best idea, best product whatever. If you cannot communicate your ideas it really doesn’t matter. Like Walt Disney, Steve Jobs was a master storyteller. Instead of simply delivering a presentation like most people do, he informed, he educated, he inspired and he entertained, all in one presentation.

7. Sell Dreams, Not Products. An idea that Walt Disney and Jobs share. Jobs and Disney captured our imagination because they understood the customer. Jobs knew that if a tablet was too complicated we wouldn’t buy. Thus we have an iPad, so simple a toddler could use it. Customers don't care about products. They care about themselves, their hopes, their ambitions. Jobs and Disney taught us that if you help your customers reach their dreams, you'll win them over.

To sum it up, DREAM BIG! See genius in your craziness, believe in yourself, believe in your vision, and be constantly prepared to defend those ideas.


relationships It’s Thanksgiving again. However I think it has become a day to feast and watch football. So I am going to do my best in this post to talk about what I am most thankful for. No, I am not going to get all sentimental and cheesy. Stay with me and you may like this post.

What I am most thankful for in my life is my marriage. My marriage means so much and teaches me truths I would not have known unless I was married.

What I love most about my marriage is how simple it is. Stay with me and I will explain.

So Mitch, how is marriage simple?

Saying how simple my marriage is sounds strange and may even be kind of an oxymoron. Our marriage did not start simple and it has never lacked complexity. However we get better at marriage every year that we are together. We have simply realized that we only have so much time and energy in each day. We have only been trusted with a certain amount of money as well. It is important to us how we budget and spend the resources that God has trusted us with. That was a simple reality that has changed the way we live our lives together and in the real world.

But life is so hectic sometimes and it’s hard to find balance.

Life can be hectic and can quickly find its way out of balance. You have to work to get things back into balance. During our first year or so of marriage we worked hard and did not have as much time together as we would have liked. My wife and I work outside of the home and both of our jobs can sometimes cause us to work longer hours than normal. However we’ve learned to make it a point to spend time together and put it on our calendars.

We also have different personalities, but a lot of the same interests which make spending time together so enjoyable. We both love cooking together, music, travel, sports, great food, and we love talking about things that matter to each of us. Our values also align, which is so important, and we still make each other laugh and smile.

What’s so important about marriage that your are writing a whole post on it?

What is important about a marriage is it is the only relationship in the world that can show the love between God and His bride. We all can look at marriages and learn. We have the ability to explore the mysteries of God in marriage.

One thing that I have learned in marriage, that I hope other people can learn, is that marriage is not always equal (you give 50%, I give 50%). Sometimes one partner will be carrying a heavier load than the other. Sometime you will carry a heavier load. The point is to be a support for your spouse and to sometimes make sacrifices for your spouse. Sometimes you will have to give 90% of yourself. But you know what? You bring out the best in each other, and your support and giving  love is the way to do that.

If you are giving of yourself and your spouse is giving of themselves, you will begin to model a “how-to” do this thing called marriage and not a “how-not-to” to your kids and grandkids.

All that to say this:

As we enter the Holiday Season, be thankful for your loved ones and your marriages. Even if you are not in a marriage, every relationship gives you chance to be thankful and a chance to give of yourself to them.

It’s important to realize that your life does not belong to you. It belongs to the one who gave the ultimate sacrifice, and you are here to give of yourself and leave your mark. You were given gifts and talents to give of yourself.

It is important to give of yourself. It is important to have relationships and to give selflessly to those relationships. It is not possible to have a fulfilling life without having open arms to give to others. If you close up and decide not to give of yourself (which is pretty selfish), and you decide to go it alone, you will find anything that you get from life will be meaningless.

You and I were made for relationships. We were made for God and for each other. We need each other. So remember what you should be truly thankful for this Holiday Season, the relationships with your husband/wife, your children, your family, your friends.

All this because when you give, you will have so much more to be thankful for. That’s how simple it really is!

crossroads




It is my right to be uncommon--if I can.

I seek opportunity--not security. I do not wish to be kept a citizen, humbled and dulled by having the state look after me.

I want to take the calculated risk; to dream and to build, to fail and to succeed.
I refuse to barter incentive for a dole. I prefer the challenges of life to the guaranteed existance; the thrill of fulfillment to the stale calm of utopia.

I will not trade freedom for beneficence nor my dignity for a handout. I will never cower before any master nor bend to any threat.

It is my heritage to stand erect, proud and unafraid; to think and act for myself, enjoy the benefit of my creations and to face the world boldly and say, "This I have done."

By Dean Alfange
*Originally published in This Week Magazine. Later reprinted in The Reader's Digest, October 1952        and January 1954.        
*Printed in Dave Ramsey's Financial Peace University Workbook in 2008