**MitchTheFielder’s disclaimer*** (This post is not directed to anyone in particular. I am not sure why you would be offended in the first place, but anyways, just in case.)

Guess what? You don’t need a new car. Nope you don’t ever need a new car. Never ever.

“But my car is getting up there in miles, and I really need. . .”

Nope, you think you need it, but you don’t. What will that new car do? It will add stress to your family, it will add stress to your marriage and will create problems that were not there to begin with.

“But I drive a lot of miles. And what about driving the family around town, it is cheaper than maintaining an old car and it’s safer for my family to be a new car. They have “Cash for Clunkers,” and there is like 0% financing.”

Keep selling yourself on the new car and you might actually start believing yourself. Who needs a car salesman when you can pitch it yourself.

It is not cheaper than saving $3,000 and buying an older Honda. It’s not. You don’t have to have a car payment. For some reason we have been conditioned to believe that paying $464/month for a car that is continuously dropping in value is part of life. You choose to have a car payment, no one is making you do it.

“You are just jealous because you don’t have a new car and you’re being resentful that I have one. There is nothing wrong with me having a new car.”

Stupid argument. MitchTheFielder never said it was wrong to have a new car. Heck, there are people out there that can pay cash for a new car, but it’s because they saved and did not have car payments to begin with. They can afford it. You don’t need a new car, you want a new car and you are choosing to put your family further in debt because you are choosing that route.

Of course I would love to have a brand new 2010 Chevrolet Camaro with a convertible. I can just see me and the wife driving through the hills of Middle Tennessee with the top down and cool sunglasses on. We would look great impressing people we do not even know. But you know what, I don’t need the new car. You don’t need it either. So if you made the choice to have a new car, but are complaining because you and your wife have to work so much, just know that you chose that.

So let’s get realistic. You could afford that brand new 4 Runner and your family would have more room and your family would look pretty good pulling up to the soccer field in that SUV. You know what that would mean though. . .more stress on the family. Why would you want to put more stress on your family? Why are you going to deplete another $464 a month from your budget just to have a new car? Looking good in that SUV will have a price bigger than the $464.

How cool are you? How great are you? Look at that new SUV, you should be so proud of yourself. You are now a proud owner of a $464 car payment. But how childish, how selfish, how vain are you? You are so concerned about what the community thinks, you have to look good at that traffic light and impress that person sitting next to you in traffic that you will never see again. You did all of this at the expense of your wife and children?

“You don’t know me or my family. My wife wants and deserves a new car. We deserve a new car.”

Shut up! You don’t deserve anything! So you will go out, make a stupid decision because your wife wants a new car or you deserve a new car. What leadership, way to step up to the plate. Way to put your family in debt. I am sure you couldn’t use that extra $464 anyway (for some with two car payments take that figure up to $928).

Guess what? You Can Drive an Old Car! You don’t have to have a car payment! Think about a life with no car payments. Think about what you could do with that extra cash every month. I know that an ‘02 Honda may not be good enough for you, but I say GROW UP!

You can change your family for the good right now. If you change things you can start living like no one else. Just watch the video below. . .sheesh!